#FMFS 2021 Summit Spotlight: Team Associated Bank

The Power of Teamwork When Developing CSR Policies Around Human Trafficking

Nicole Kitowski

Chief Risk Officer, Associated Bank

During her 28-year tenure at Associated Bank, Nicole has held leadership roles in Consumer Banking, Operations and Technology, and Corporate Risk. As Chief Risk Officer, she is currently responsible for Financial Intelligence (BSA/AML, Fraud, Investigations, OFAC), Physical Security, Corporate Compliance and CRA, Credit Risk Review, Information Security, and Operational and Enterprise Risk Management. 

Nicole has Degrees in Accounting and Computer Science and holds certifications from PMI (PMP), ACAMS (CAMS), and NACD (Cyber CERT). Nicole has also completed the Chicago Booth Executive Program in Corporate Strategy and The RMA/Wharton Advanced Risk Management Program. 

Robert Schuldes

Corporate BSA/AML/OFAC Officer , Associated Bank

Robert Schuldes II has 27 years of progressive experience in the Financial Institutions Industry.  His experience was in the areas of Internal Audit and Risk Management prior to becoming the BSA Officer for Associated Bank, where he currently oversees all BSA/AML/OFAC Compliance teams for the enterprise.  Robert has a degree in Accounting from Marquette University, and maintains CAMS, CRMA and CPA certifications. 

Sarah Gasiorowski  

Security Officer, Associated Bank

Sarah Gasiorowski has 23 years of experience with financial institutions and a focus on security. She has experience in physical security, criminal investigations, crisis response leadership, fraud, and was named Security Officer for Associated Bank in 2017. Sarah has a degree in Business Management from Upper Iowa University. 

This is truly a Dream Team.  A formidable trio.  Fueled by passion, driven by determination and enhanced by a solid grasp of what it takes to create a team that prioritizes their fellow human day in and day out.  We are all extremely fortunate to have Nicole Kitowski, Robert Schuldes and Sarah Gasiorowski as speakers at the First Annual Follow Money Fight Slavery 2021 Virtual Summit.